Have You Heard About Tax Identity Theft?

January 13-17, 2014 Ready for tax season? If you haven’t heard about tax identity theft, you may not be. Tax identity theft happens when someone files a phony tax return using your personal information — like your Social Security number — to get a tax refund from the IRS. It also can happen when someone uses your Social Security number to get a job or claims your child as a dependent on a tax return. Tax identity theft is the most common form of identity theft reported to the Federal Trade Commission. The IRS says tax identity theft is a top priority and says it has hired new staff, explored new technologies, and adopted new … [Read more...]

Why Shopping Around For Auto Insurance Is the Number 1 Way to Save Money

News flash: you aren’t married to your auto insurance company! Yeah, your agent sends you (personalized!) holiday cards, and always remembers to ask about your son’s baseball season. You feel like you’re cheating if you dare check around to see if you are getting the most coverage for the best price. Well, lose the guilt friends because your loyalty could be costing you hard-earned money. Even if you are comfortable with your auto policy as it is; at the very least, shopping around lets you know your options. What if there’s something even better out there? Here’s why getting different auto quotes to compare to your current premium is the … [Read more...]

Navigating the Life Insurance Maze: What Do I Need?

Nobody likes to think about death…especially their own - the sadness and pain that a death inevitably causes; and most importantly, the financial burden on those you are leaving behind. Add to that the sheer number of choices available for those looking for a life insurance policy, and it’s no wonder that so many people wind up in the fetal position with their hands over their eyes – if I pretend that this doesn’t exist, it’ll eventually go away, right? Unfortunately, sticking your head in the sand and ignoring the issue does not allow anyone to escape their own mortality. Although life insurance isn’t a topic that anyone likes to discuss, it … [Read more...]

4 Ways To Give Your Money A Makeover in 2014

Ahhh, the New Year. Most of the hustle & bustle of the major holidays are behind us now, and this is that time of year when – like it or not – you look back at the past 51 weeks and plan for the next 54 or so. Some “resolutions” are physical: quit smoking, lose weight, eat healthier. Others are emotion-based: recycling more, doing volunteer work. And, then there are those darn financial “resolutions:” to do this or that to make this year more prosperous than the last. Problem is, there are fewer and fewer secure ways to grow your money in today’s volatile market. An astounding number of Americans are one paycheck away from the start of … [Read more...]

Are Your Homeowner’s Rates Increasing?

Florida homeowners are playing the highest insurance rates in the nation, even though we haven’t been hit by a hurricane in nearly a decade. So what gives?  State regulators have continued to approve rate increases this year, although there are signs rates may finally be stabilizing. The best way to for Florida homeowners to maximize savings on coverage is to confirm whether you are eligible for any discounts, and to compare rates using an insurance agent that has access to multiple carriers. Most homeowners have their insurance costs escrowed in with their mortgage payments and may not be aware that the policy increases as years go by. … [Read more...]